Legal Terms & Conditions

 

Last updated: June 7, 2026

 

These Terms & Conditions ("Terms") govern your access to and use of selenawitherspoon.com and any related services provided by Selena Witherspoon ("we," "us," or "our").

 

By using this website, you agree to be bound by these Terms.

 

1. Use of the Website

 

This website is provided for general informational purposes related to health insurance, Medicare, annuities, retirement planning, and Social Security education. You agree to use the site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the site.

 

2. No Insurance or Financial Advice

 

Content on this website is for educational and informational purposes only. It does not constitute insurance, legal, tax, or financial advice. Insurance and annuity products are sold only after a personal consultation, suitability review, and completion of an application. Any decision to purchase a product should be made after reviewing the policy or contract documents and discussing your situation with a licensed professional.

 

3. Licensing

 

Selena Witherspoon is an independent licensed insurance agent. Products and services are offered only in states where the agent is properly licensed and appointed with the issuing carrier. Availability of any product is subject to underwriting and state approval.

 

4. Third-Party Links

 

This site may link to third-party websites, including carrier quoting and enrollment platforms (such as Ameritas, NCD, Ambetter, Aetna, Blue Cross Blue Shield, Humana, Pennie, and others). We do not control and are not responsible for the content, accuracy, or privacy practices of any third-party site.

 

5. Intellectual Property

 

All text, graphics, logos, and content on this website are the property of Selena Witherspoon or the respective rights holders and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any material without prior written permission. Carrier logos shown are the property of their respective owners and are used solely to indicate carrier appointments.

 

6. Limitation of Liability

 

To the maximum extent permitted by law, Selena Witherspoon shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of this website or any information provided through it.

 

7. Changes to These Terms

 

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

 

8. Contact

 

Questions about these Terms can be sent to selena@selenawitherspoon.com or 888-735-3620.

 

Selena Witherspoon · Independent Licensed Insurance Agent · RSSA® · 888-735-3620 · selena@selenawitherspoon.com